From navigating the aftermath of the 2008 financial crisis to managing a $1.6 trillion insurance portfolio, Jeff explains how FHA balances mission-driven lending with real-world credit risk.
He also dives into the biggest challenges facing the agency today, including chronic underinvestment in technology, the constraints of congressional appropriations, and why modernizing federal credit systems is harder than it looks. Plus, Jeff shares his perspective on the growing bipartisan push to increase housing supply, the barriers facing multifamily finance, and what it will take for federal programs to keep pace with market demands.