JULY FORUM RECAP
CENTER FOR USA LENDING
July 15, 2026
The forum brought together leaders from across government, industry, academia, and the nonprofit sector for a thoughtful discussion on one of the nation’s most important public credit programs. The conversation explored the evolving federal student loan landscape, operational challenges, modernization opportunities, and what effective stewardship of public lending looks like in a rapidly changing policy environment. The detailed agenda and slides can be viewed here.
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September 9, 2026
The Federal Loan Systems Modernization Act of 2026 would authorize a shared lending platform built on commercially available loan-management technology, with GSA responsible for acquisition and OMB for coordination. Program authorities stay where Congress placed them. What consolidates is the back office, meaning intake, underwriting workflow, servicing, document management, and fraud detection. Operations are funded by a cost-recovery fee agencies pay from the accounts they already use to run their existing systems.
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August 7, 2026
On August 4, 2026, a bipartisan group of lawmakers circulated a Dear Colleague letter highlighting efforts to modernize the technology supporting federal lending programs.
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July 15, 2026
An updated look at how the federal student loan portfolio faces a second wave of defaults. Here's what the data show and what should happen next.
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